Quick Answer: Can I Have A UK Bank Account Without A UK Address?

Can I have a UK savings account if I live abroad?

The issue is, as you do not have an address in the UK it is very difficult to open a savings account with most providers.

The reason for this is that they cannot identify savers who live abroad.

If this is of interest, you will need to visit a branch when you are next in the UK, and bring ID with you..

What do you do if you don’t have proof of address?

If you don’t have sufficient original documents to prove your address, some financial institutions and government agencies will accept an affidavit filled out by someone you live with. Check with the financial institution or government agency to find out if they have a specific form that you should use.

Can I have a UK bank account if I live abroad?

1. Keep your existing bank account. If you are moving abroad, but intend to keep some assets (such as property) in the UK, keeping your existing bank account is a sensible choice. … It’s a good idea to speak to your bank and let them know your plans to see what options they present to you.

How long can a British citizen stay out of the country?

You must not have: Spent more than 90 days outside the UK in any 12 months.

Can I still use the NHS if I live abroad?

If you’re moving abroad on a permanent basis, you’ll no longer automatically be entitled to medical treatment under normal NHS rules. This is because the NHS is a residence-based healthcare system. You’ll have to notify your GP practice so you and your family can be removed from the NHS register.

Can a non UK resident open a savings account?

Also, you must visit the branch to open an account. The other banks offering savings accounts for expats and other non-UK residents include Barclays Bank, Lloyds Bank, Metro Bank, NatWest Bank, and Standard Bank.

Can a non UK resident have a UK bank account?

Foreigners can open a traditional bank account in the UK as long as they have proof of the address, which sometimes it’s hard to get. Good news is that there are companies like Monzo or Monese which offer UK bank account even without the proof of the address.

How do I get a UK bank account without proof of address?

Bank Accounts Without A Proof Of Address In The UKForeign nationals working temporarily in the UK can provide their national passport.Nationals of the European Economic Area (EEA) or European Union (EU) can provide either their national identity card or residence permit issued by the Home Office.More items…•

How long can a British citizen live in another country without coming back to the UK?

If you need to live outside the UK in the future, you should apply for settled status. You can live outside the UK for 5 years without losing your settled status. With indefinite leave to remain, you can only live outside the UK for 2 years.

Can I open a UK bank account online?

Just come in to one of our stores or apply online – all you’ll need is proof of your identity. Your current account will be up and running straight away. If you’re in store, we’ll print your bank card and cheque book there and then. If you open your account online, your card will arrive within a few days.

What is the safest bank in the UK?

However, the two strongest are Santander (AA) and HSBC (AA-). Hence, according to S&P, your money is a little safer in these two global banks than in their four UK-based rivals….1. Credit ratings.BankS&P’s long-term ratingNationwide BSA+ (Strong)Royal Bank of ScotlandA+ (Strong)4 more rows•Jul 4, 2011

Which UK banks are closing expat accounts?

Lloyds Banking Group, including Bank of Scotland, Halifax and Lloyds Bank, has confirmed it is closing accounts for customers based in Germany, Italy, the Netherlands, Portugal, Republic of Ireland and Slovenia.

Can you lose British citizenship if you live in another country?

Currently, yes, a naturalised British Citizen can live anywhere in the world without losing UK citizenship – so long as they intended to live in the United Kingdom when they requested and were granted citizenship.

Can I have a bank account without an address?

Proof of address and identity are usually needed to open a current account. This can prove a particular problem if you’ve been living abroad or have no credit history. If you’re unable to open a current account, a basic bank account could still be an option. Prepaid cards can also often be used like a bank account.